Smart home costs vary widely. A basic start with a speaker, a few bulbs, and a smart plug can be affordable. A mid range setup with a thermostat, doorbell camera, and several sensors costs more, especially if you add storage subscriptions. Whole home systems with wired security, multi room audio, and professional installation cost much more.
You also need to budget for stronger WiFi coverage and possible electrical work. Many people build a system over time, adding one room at a time to spread costs. Decide what problems you want to solve, then scale from there. Look for bundle deals, but avoid buying devices you will not use, since unused gear can add hidden costs over the years ahead too.